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STUDENT RESOURCES

STUDENTS

Student Rights

I have the right to:

  • written information on my loan obligations and information on my rights and responsibilities as a borrower;

  • a copy of my MPN either before or at the time my loan is disbursed;

  • a grace period and an explanation of what this means;

  • notification, if the Department transfers your loan to another servicer without your consent;

  • a disclosure statement, received before l begin to repay my loan, that includes information about interest rates, fees, the balance I owe, and a loan repayment schedule;

  • deferment or forbearance of repayment for certain defined periods, if I qualify and if I request it;

  • prepay my loan in whole or in part anytime without an early-repayment penalty; and

  • documentation when my loan is paid in full.

I am responsible for:
 

  • completing exit counseling before I leave school or drop below half-time enrollment;

  • repaying my loan according to my repayment schedule even if I do not complete my academic program, I am dissatisfied with the education I received, or I am unable to find employment after I graduate;

  • notifying my lender or loan servicer if I

  • move or change my address,

  • change my telephone number,

  • change my Social Security number, or

  • change employers or my employer's address or telephone number changes;

  • making monthly payments on my loan after my grace period ends, unless I have a deferment or forbearance; and notifying my lender or loan servicer of anything that might alter my eligibility for an existing deferment or forbearance.


 

State Voter Registration
Registering to vote is fast and easy! Simply complete a Voter Registration Application and mail the signed application (at least 30 days before the election date)

 

 

 

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